Equities

Beforepay Group Ltd

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B4P:ASX

Beforepay Group Ltd

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FinancialsFinance and Credit Services
  • Price (AUD)1.66
  • Today's Change0.085 / 5.41%
  • Shares traded21.66k
  • 1 Year change+39.66%
  • Beta2.0638
Data delayed at least 20 minutes, as of Feb 13 2026 04:55 GMT.
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Notice
Important Notice
Please note that effective 5th February, 2026 the Financial Times will no longer publish or present securities from the Nairobi Stock Exchange.

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About the company

Beforepay Group Limited is an Australia-based lending fintech company. The Company is engaged in providing finance to its customers by way of pay on demand advances. Its flagship pay advance product is a way for customers to access a portion of their pay, on demand, for a single fixed fee to help them through short-term cash-flow challenges. Its solutions provide its customers with in-app budgeting tools, spending insights dashboard and educational content, and the ability to make informed fiscal decisions. Its Carrington Labs, which builds artificial intelligence risk models and loan management technologies, that supports financial institutions with informed and inclusive lending decisions while also improving operational efficiency. Its subsidiaries include Beforepay Finance Pty Ltd, Beforepay Ops Pty Limited, Beforepay IP Pty Ltd, BPG Credit Pty Ltd, Beforepay US, Inc., and Beforepay Ops US LLC.

  • Revenue in AUD (TTM)40.28m
  • Net income in AUD6.74m
  • Incorporated2019
  • Employees43.00
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Peer analysis

Key Information
CompanyRevenue (TTM)Net income (TTM)Market capEmployeesPrice/earnings (TTM)Price/book value (MRQ)Price/cash flow (TTM)Price/sales (TTM)EPS (excl. extraordinary items, TTM)EPS (incl. extraordinary items, TTM)Revenue per share (TTM)Book value per share (MRQ)Asset turnover (TTM)Inventory turnover (TTM)Receivables turnover (TTM)Revenues per employee (TTM)Return on avg assets (TTM)Return on avg assets (5 yr avg)Return on investment (TTM)Return on investment (5 yr avg)Gross margin (TTM)Gross margin
(5 yr avg)
Net profit margin (TTM)Net Profit margin
(5 yr avg)
Quick ratio (MRQ)Interest coverage (TTM)Total debt to capital (MRQ)Payout ratio
(5 yr avg)
Revenue
(YOY change %)
Revenue
(5 yr growth rate)
Net income
(YOY change %)
Net income
(5 yr growth rate)
Capital expenditure
(5 yr growth rate)
Dividend
(5 yr growth rate)
Integrated Research Ltd68.26m13.36m58.69m131.004.330.5729--0.85990.07510.07510.38310.56730.5756--1.66521,038.2011.273.4913.964.60----19.575.72----0.01817.10-18.05-9.25-50.76-11.10-49.55-22.71
Reckon Ltd62.42m7.37m60.05m180.008.152.342.570.9620.0650.0650.54740.22661.2231.4928.76--13.679.2018.7112.3886.6385.6911.249.150.288328.850.267262.1715.36-2.5166.70-2.2198.41-12.94
Doctor Care Anywhere Group PLC70.64m-4.10m60.50m610.00------0.8564-0.0112-0.01650.1927-0.00052.34--20.53115,808.00-13.58-60.65-20.76-79.0646.6128.12-5.80-58.14---33.371.01--2.2647.0237.08---1.09--
Openn Negotiation Ltd0.00402.57k63.54m19.00----157.82--0.01560.01050.00-0.0010.00------415.77-178.48---313.62-------654.30---------100.00--119.95------
RAIZ Invest Ltd24.07m-14.00k65.34m----1.6325.782.72-0.0007-0.00360.22850.38080.5327--10.69---0.1527-10.68-0.1692-11.48-----0.2867-24.28---1.840.0322--6.5018.5297.66--11.56--
Vection Technologies Ltd37.52m-8.62m72.10m----4.03--1.92-0.006-0.0060.02630.0080.615412.602.31---13.38-18.95-28.59-32.5449.0037.61-21.74-32.340.8292-3.040.5768--10.3765.1812.55--54.75--
SportsHero Ltd53.83k-2.00m72.58m2.00------1,348.28-0.0029-0.00290.00008-------------199.36---629.10-----3,707.94-1,273.15---13.29-----92.4655.06-97.30---46.65--
Etherstack PLC12.35m-1.58m79.27m39.00--6.88336.446.42-0.0119-0.01190.09310.08140.585213.812.73316,643.20-7.49-3.19-10.06-5.1448.3455.57-12.80-5.251.09-2.550.3044---37.024.36-845.98--17.14--
Pharmx Technologies Ltd7.44m-264.00k80.93m109.00--5.0779.8210.88-0.0005-0.00050.01230.02660.3055--7.10---1.08-0.0712-1.51-0.097181.7383.40-3.55-0.2801--0.54840.0531--7.95-7.21-377.89---11.82--
Beforepay Group Ltd40.28m6.74m82.41m43.0012.612.0310.622.050.13130.13130.77010.81490.5403--0.9094936,804.209.04-17.059.69-21.3396.1693.4916.74-34.28--2.160.4479--13.95146.4174.49---29.32--
BlinkLab Ltd0.00-5.71m84.03m----13.24-----0.055-0.0550.000.07220.00-------69.00---73.05-------------576.650.0142-------225.51------
Fortifai Ltd4.33m-1.99m84.84m----9.13--19.60-0.0399-0.03990.08190.03070.6995--1.64---32.17-74.14-51.90-123.29-----45.99-131.77---15.330.00---15.180.446871.53---48.30--
Adveritas Ltd7.84m-7.09m92.42m----21.04--11.78-0.0089-0.00890.00980.00480.9005--8.15---81.34-127.38-398.47-300.62-----90.33-265.69---21.200.0359--88.6944.9238.89--8.68--
Articore Group Ltd438.64m-11.30m99.81m208.00--2.11246.450.2275-0.0395-0.03951.530.16113.66--89.572,108,866.00-9.42-8.71-19.80-16.2239.4434.50-2.57-2.49----0.1255---11.021.05-27.81---13.28--
Yojee Ltd654.04k-6.02m104.86m----21.24--160.32-0.0202-0.02020.00230.01390.1355--3.49---124.73-71.54-140.76-76.73-----920.24-575.61----0.00---34.45-0.24829.15--7.35--
Iodm Ltd3.28m-2.96m107.89m16.00------32.94-0.0049-0.00490.0054-0.0023.73--16.70204,743.10-337.52-180.92---473.05-----90.49-132.81---50.07----25.6128.204.56------
Data as of Feb 13 2026. Currency figures normalised to Beforepay Group Ltd's reporting currency: Australian Dollar AUD

Institutional shareholders

26.07%Per cent of shares held by top holders
HolderShares% Held
Regal Funds Management Pty Ltd.as of 23 Sep 20256.78m13.61%
Microequities Asset Management Pty Ltd. (Invt Mgmt)as of 19 Aug 20254.95m9.94%
Netwealth Investments Ltd.as of 01 Aug 20241.26m2.52%
Data from 30 Sep 2025 - 02 Feb 2026Source: FactSet Research Systems Inc.
Data Provided by LSEG
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