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About the company
Essent Group Ltd. is a Bermuda-based holding company. The Company, through its wholly owned subsidiaries, offers private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors. The Company, through its wholly owned subsidiary, Essent Guaranty, Inc., offers mortgage insurance. Its Bermuda-based subsidiary, Essent Reinsurance Ltd., is a specialty reinsurer that reinsures the United States (US) mortgage risk and provides underwriting consulting services to third-party reinsurers. Through its subsidiary, CUW Solutions, LLC, it offers mortgage insurance and provides contract underwriting services on a limited basis. Its business segment includes Mortgage Insurance. The Mortgage Insurance segment offers private mortgage insurance and reinsurance for mortgages secured by residential properties located in the US. It also offers other credit risk management solutions, including contract underwriting, to its customers.
- Revenue in USD (TTM)1.26bn
- Net income in USD702.89m
- Incorporated2008
- Employees510.00
- LocationEssent Group LtdClarendon House, 2 Church StreetHAMILTON HM 11BermudaBMU
- Phone+1 4 412979901
- Websitehttp://essentgroup.com/
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Peer analysis
Key Information
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Palomar Holdings Inc | 768.97m | 175.87m | 3.43bn | 253.00 | 20.17 | 3.90 | -- | 4.45 | 6.41 | 6.41 | 28.03 | 33.14 | 0.2947 | -- | -- | 3,039,391.00 | 6.74 | 5.02 | -- | -- | -- | -- | 22.87 | 18.07 | -- | -- | 0.00 | 0.00 | 45.51 | 37.01 | 48.45 | 58.46 | 15.62 | -- |
| Assured Guaranty Ltd. | 814.00m | 403.00m | 3.99bn | 361.00 | 10.67 | 0.7145 | -- | 4.90 | 8.11 | 8.11 | 16.30 | 121.13 | 0.0667 | -- | -- | 2,254,848.00 | 3.50 | 2.73 | -- | -- | -- | -- | 52.46 | 54.29 | -- | -- | 0.2288 | 16.79 | -11.02 | -5.36 | -49.12 | -1.33 | -- | 10.94 |
| Hagerty Inc | 1.36bn | 33.35m | 4.11bn | 1.73k | 31.73 | 19.41 | 26.33 | 3.02 | 0.3785 | 0.3785 | 6.21 | 0.8666 | 0.6852 | -- | -- | 784,776.10 | 6.50 | 1.05 | -- | -- | -- | -- | 9.49 | 1.43 | -- | 285.17 | 0.1989 | 0.00 | 19.98 | 24.74 | -43.96 | 16.17 | 16.80 | -- |
| Radian Group Inc | 1.25bn | 587.45m | 4.48bn | 1.00k | 8.10 | 0.9621 | 7.39 | 3.57 | 4.08 | 4.00 | 8.70 | 34.34 | 0.1509 | -- | -- | 1,254,678.00 | 7.07 | 7.71 | -- | -- | -- | -- | 46.82 | 45.37 | -- | 9.83 | 0.1951 | 21.71 | 4.01 | -3.31 | 0.219 | -2.11 | -35.13 | 150.18 |
| Mercury General Corp | 5.82bn | 439.62m | 5.15bn | 4.20k | 11.71 | 2.31 | 10.03 | 0.8838 | 7.94 | 7.94 | 105.13 | 40.30 | 0.6645 | -- | -- | 1,386,397.00 | 5.02 | 1.99 | -- | -- | -- | -- | 7.55 | 3.13 | -- | 51.15 | 0.2047 | 78.02 | 18.27 | 6.63 | 385.75 | 7.89 | 2.85 | -12.76 |
| White Mountains Insurance Group Ltd | -100.00bn | -100.00bn | 5.24bn | 893.00 | -- | 0.9663 | -- | -- | -- | -- | -- | 2,187.93 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.118 | -- | -- | -- | -- | -- | -- | -- |
| Lemonade Inc | 658.60m | -173.80m | 5.35bn | 1.24k | -- | 10.36 | -- | 8.12 | -2.38 | -2.38 | 9.01 | 6.91 | 0.352 | -- | -- | 533,279.40 | -9.29 | -16.20 | -- | -- | -- | -- | -26.39 | -76.65 | -- | -- | 0.2122 | -- | 22.50 | 50.90 | 14.65 | -- | 23.29 | -- |
| Selective Insurance Group Inc | 5.32bn | 457.21m | 5.36bn | 2.80k | 11.91 | 1.57 | 10.94 | 1.01 | 7.49 | 7.49 | 87.20 | 60.07 | 0.3715 | -- | -- | 1,901,690.00 | 3.25 | 2.83 | -- | -- | -- | -- | 8.76 | 7.80 | -- | 43.88 | 0.1999 | 24.18 | 9.48 | 12.65 | 131.13 | 13.16 | 11.92 | 6.36 |
| RLI Corp | 1.88bn | 403.34m | 5.70bn | 1.15k | 14.21 | 3.21 | -- | 3.03 | 4.37 | 4.37 | 20.37 | 19.35 | 0.3193 | -- | -- | -- | 6.84 | 7.62 | -- | -- | -- | -- | 21.43 | 23.83 | -- | 55.51 | 0.0532 | 9.70 | 6.33 | 13.86 | 16.65 | 20.75 | -- | 21.80 |
| MGIC Investment Corp | 1.21bn | 738.35m | 5.89bn | 555.00 | 8.55 | 1.14 | 10.24 | 4.85 | 3.14 | 3.14 | 5.16 | 23.47 | 0.1841 | -- | -- | -- | 11.20 | 11.05 | -- | -- | -- | -- | 60.84 | 62.59 | -- | 27.23 | 0.1115 | 15.00 | 0.4889 | 0.2405 | -3.23 | 10.60 | -- | 18.47 |
| Enact Holdings Inc | 1.24bn | 674.24m | 6.14bn | 421.00 | 9.41 | 1.15 | -- | 4.97 | 4.52 | 4.52 | 8.28 | 37.09 | 0.1843 | -- | -- | -- | 10.05 | 10.73 | -- | -- | -- | -- | 54.56 | 56.49 | -- | 18.38 | 0.122 | -- | 2.83 | 2.20 | -2.01 | 12.73 | -- | -- |
| Hanover Insurance Group Inc | 6.58bn | 660.70m | 6.17bn | 4.90k | 9.62 | 1.74 | -- | 0.9386 | 18.13 | 18.18 | 180.49 | 100.37 | 0.4084 | -- | -- | -- | 4.10 | 2.26 | -- | -- | -- | -- | 10.04 | 5.62 | -- | 88.38 | 0.2544 | 35.09 | 5.61 | 6.33 | 55.35 | 12.79 | -- | 6.61 |
| Essent Group Ltd | 1.26bn | 702.89m | 6.21bn | 510.00 | 9.35 | 1.09 | 8.77 | 4.91 | 6.87 | 6.87 | 12.34 | 58.86 | 0.1745 | -- | -- | 2,021,693.00 | 9.71 | 11.73 | -- | -- | -- | -- | 55.63 | 62.80 | -- | 26.45 | 0.0794 | 13.98 | 12.00 | 7.46 | 4.74 | 5.59 | 37.52 | 30.14 |
| First American Financial Corp | 7.16bn | 482.30m | 6.78bn | 19.04k | 14.30 | 1.28 | 9.73 | 0.9468 | 4.65 | 4.65 | 68.97 | 52.02 | 0.4191 | -- | -- | 376,205.50 | 2.84 | 3.45 | -- | -- | -- | -- | 6.77 | 7.04 | -- | 3.76 | 0.3301 | 41.83 | 0.0894 | -0.1405 | -39.53 | -28.62 | 15.33 | 4.96 |
| Kinsale Capital Group Inc | 1.74bn | 474.09m | 9.26bn | 660.00 | 19.56 | 4.96 | -- | 5.31 | 20.35 | 20.35 | 74.85 | 80.19 | 0.3301 | -- | -- | 2,642,402.00 | 8.97 | 8.59 | -- | -- | -- | -- | 27.18 | 23.95 | -- | -- | 0.0966 | 5.07 | 27.58 | 38.41 | 34.65 | 45.64 | 4.06 | 13.40 |
Data as of Feb 11 2026. Currency figures normalised to Essent Group Ltd's reporting currency: US Dollar USD
53.61%Per cent of shares held by top holders
| Holder | Shares | % Held |
|---|---|---|
| The Vanguard Group, Inc.as of 31 Dec 2025 | 11.20m | 11.58% |
| BlackRock Fund Advisorsas of 30 Sep 2025 | 11.07m | 11.45% |
| Dimensional Fund Advisors LPas of 30 Sep 2025 | 5.18m | 5.36% |
| Fidelity Management & Research Co. LLCas of 30 Sep 2025 | 5.10m | 5.27% |
| Capital Research & Management Co. (World Investors)as of 30 Sep 2025 | 5.01m | 5.18% |
| SSgA Funds Management, Inc.as of 30 Sep 2025 | 3.93m | 4.07% |
| Geode Capital Management LLCas of 30 Sep 2025 | 2.95m | 3.05% |
| Nomura Investment Management Business Trustas of 30 Sep 2025 | 2.91m | 3.01% |
| Polar Capital LLPas of 30 Sep 2025 | 2.50m | 2.59% |
| Capital Research & Management Co. (International Investors)as of 30 Sep 2025 | 1.99m | 2.06% |
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Data from 30 Sep 2025 - 31 Dec 2025Source: FactSet Research Systems Inc.
