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About the company
S&U plc is a United Kingdom-based motor finance and specialist lender. The Company's trading subsidiaries include Advantage Finance Limited (Advantage Finance) and Aspen Bridging Limited (Aspen Bridging). Advantage Finance is a motor finance company in the United Kingdom. Advantage Finance is focused on the non-prime used car market. Advantage Finance operates in the used car sector offering loans of up to £15,000 on a hire purchase (HP) basis. It accesses its market through over 40 Internet and dealer introducer brokers, direct to dealers and through re-finance from customers. It is focused on the non-prime section of the market lending to working customers to meet their requirement for cars for work and for family purposes. Aspen Bridging caters for the short-term refurbishment and residential markets. Aspen Bridging lends up to £10m per deal with an average loan of £900,000.
- Revenue in GBP (TTM)120.45m
- Net income in GBP18.82m
- Incorporated1938
- Employees239.00
- LocationS&U PLCStratford Court, Cranmore BoulevardSOLIHULL B90 4QTUnited KingdomGBR
- Phone+44 121 705 7777
- Fax+44 121 705 7878
- Websitehttps://www.suplc.co.uk/
Peer analysis
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Lendinvest PLC | 85.00m | -20.10m | 37.84m | 198.00 | -- | 0.6302 | -- | 0.4451 | -0.1453 | -0.1453 | 0.614 | 0.4205 | 0.0912 | -- | 29.82 | 429,292.90 | -2.16 | 0.0728 | -2.21 | 0.0751 | 4.35 | 48.93 | -23.65 | 0.9547 | -- | -3.73 | 0.8971 | 329.64 | -1.73 | 12.66 | -276.32 | -- | 2.23 | -- |
| Distribution Finance Capital Holdngs PLC | 72.20m | 7.63m | 53.81m | 126.00 | 7.43 | 0.5002 | 6.34 | 0.7453 | 0.0404 | 0.0404 | 0.3765 | 0.5997 | 0.1103 | -- | 36.72 | 573,047.60 | 1.16 | -0.9825 | 6.97 | -3.06 | 58.70 | 60.87 | 10.56 | -14.22 | -- | 132.90 | 0.8459 | -- | 127.52 | 63.80 | -67.68 | -- | -10.31 | -- |
| ASA International Group PLC | 147.69m | 15.08m | 67.23m | 13.43k | 4.46 | 1.03 | 3.46 | 0.4552 | 0.1508 | 0.1508 | 1.48 | 0.652 | 0.3859 | -- | 6.16 | 10,994.47 | 3.82 | 2.47 | 8.35 | 5.02 | -- | -- | 9.89 | 7.50 | -- | 2.79 | 0.8209 | 0.00 | -15.10 | 1.10 | -48.55 | -17.42 | 25.53 | -- |
| Vanquis Banking Group PLC | 631.30m | -31.40m | 97.59m | 1.91k | -- | 0.1842 | -- | 0.1546 | -0.1233 | -0.1233 | 2.48 | 2.07 | 0.2115 | -- | 8.12 | 330,870.00 | -1.05 | 1.73 | -1.07 | 1.82 | 78.38 | -- | -4.97 | 7.63 | -- | -- | 0.8239 | 42.55 | 12.42 | -11.27 | -107.29 | -- | 11.57 | -9.71 |
| H & T Group PLC | 239.90m | 21.73m | 162.76m | 1.11k | 7.42 | 0.9013 | 4.95 | 0.6784 | 0.4985 | 0.4985 | 5.51 | 4.11 | 0.9487 | 3.18 | 1.85 | 216,319.20 | 8.59 | 7.55 | 9.17 | 8.16 | 42.30 | 24.73 | 9.06 | 8.84 | 12.12 | 12.51 | 0.3189 | 37.13 | 26.93 | 9.07 | 41.38 | 13.99 | 34.58 | 9.10 |
| S&U PLC | 120.45m | 18.82m | 162.82m | 239.00 | 8.65 | 0.6976 | 8.43 | 1.35 | 1.55 | 1.55 | 9.91 | 19.21 | 0.2674 | -- | 69.19 | 503,991.60 | 4.18 | 8.18 | 4.25 | 8.35 | 81.55 | 79.28 | 15.62 | 29.32 | -- | 2.40 | 0.5073 | 49.88 | 12.39 | 6.83 | -24.56 | -1.89 | -20.41 | 0.3367 |
| International Personal Finance Plc | 759.50m | 49.00m | 283.54m | 6.56k | 6.37 | 0.6162 | 3.62 | 0.3733 | 0.2049 | 0.2049 | 3.18 | 2.12 | 0.6409 | -- | 1.15 | 115,865.80 | 4.13 | 2.67 | 5.06 | 3.24 | 90.51 | 91.10 | 6.45 | 4.39 | -- | 59.38 | 0.5411 | 49.45 | 18.95 | -2.39 | -15.49 | -8.64 | -2.76 | -3.64 |
| Funding Circle Holdings PLC | 172.60m | -22.50m | 428.33m | 959.00 | -- | 2.04 | -- | 2.48 | -0.0654 | -0.0948 | 0.5001 | 0.6338 | 0.4842 | -- | 10.12 | 179,979.10 | -6.31 | -5.64 | -8.72 | -10.70 | -- | -- | -13.04 | -21.30 | -- | -- | 0.2599 | -- | 11.34 | 3.79 | -455.07 | -- | -1.71 | -- |
| Holder | Shares | % Held |
|---|---|---|
| IG Markets Ltd.as of 01 Aug 2024 | 188.00k | 1.55% |
| Renta 4 Sociedad de Valores SAas of 01 Aug 2024 | 131.00k | 1.08% |
| True Value Investments SGIIC SAas of 30 Jun 2024 | 108.93k | 0.90% |
| Columbia Wanger Asset Management LLCas of 01 Aug 2024 | 104.14k | 0.86% |
| Renta 4 Gestora SGIIC SAas of 30 Jun 2024 | 92.93k | 0.77% |
| Rothorn Partners SARLas of 31 Dec 2021 | 75.00k | 0.62% |
| Rothschild & Co. Asset Management SCSas of 01 Aug 2024 | 71.86k | 0.59% |
| Dimensional Fund Advisors LPas of 30 Sep 2024 | 57.24k | 0.47% |
| PGGM Vermogensbeheer BVas of 01 Aug 2024 | 57.00k | 0.47% |
| Jupiter Asset Management Ltd.as of 01 Aug 2024 | 51.26k | 0.42% |
